Two formidable Dodge muscle cars, specifically the Dodge Charger SRT Hellcat and Dodge Charger HEMI, have once again secured the leading positions on the Highway Loss Data Institute’s roster of the most-stolen vehicles for the model years spanning from 2020 to 2022. In a parallel development, a viral trend targeting Hyundai-Kia vehicles has propelled four distinct Kia models into the top 20 chart.
Theft claims concerning the Charger SRT Hellcat have escalated to a staggering degree, surpassing frequencies that are more than 60 times the average for all models from the 2020-22 period. Similarly, the Charger HEMI has experienced theft claims exceeding 20 times the customary average, as unveiled in the most recent HLDI comprehensive theft report.
The Charger and Challenger models, known for their robust and potent engines, have consistently maintained a presence within the top five most-stolen vehicles since the inception of the 2011 model year. However, the rapid acceleration in the rate of theft claims is particularly noteworthy. For the 2020-22 Charger SRT Hellcat models, a remarkable 25 instances of whole-vehicle theft claims were reported per 1,000 insured vehicle years. This stands in stark contrast to the approximately 18 theft claims recorded for the 2019-21 models. By comparison, the 2017-19 model with the highest theft frequency, the Infiniti Q60, registered a mere 2 thefts per 1,000 insured vehicle years.
Expressing astonishment, HLDI Senior Vice President Matt Moore shared, “If you are an owner of a Hellcat, it would be prudent to inspect your driveway. The figures we are encountering are truly beyond belief.”
Further delving into the landscape of vehicle thefts, other prominent contenders that appear frequently on the list of stolen models for the 2020-22 period encompass luxury vehicles hailing from manufacturers such as BMW, Infiniti, and Land Rover. Additionally, this list includes three robustly-engined large pickups. The roster is rounded out by affordable models from manufacturers like Honda, Kia, and Nissan. Notably, Hyundai and Kia vehicles have witnessed an upsurge in thefts in recent times, largely attributed to the realization that many of them lack electronic immobilizers.
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Shifting focus, a noteworthy pattern emerges as six out of the 20 models with the lowest theft claims for whole vehicles are electric cars. An additional six models emanate from the stable of General Motors. Electric vehicles appear to be particularly resilient against theft, which could be influenced by their frequent parking in well-lit and relatively secure charging areas during the night.
In the domain of vehicles that are less prone to theft, certain upscale Volvo models have garnered recognition. Simultaneously, two variations of the Infiniti Q50 model stand out among the most-stolen vehicles. The mystery surrounding the consistent inclusion of the Q50 in the list of most-stolen vehicles since the 2014 model year continues to puzzle observers.
The HLDI theft reports, based on claims per insured vehicle year, offer a distinct vantage point, allowing individuals to gauge the relative risk associated with each vehicle. This methodological approach sets itself apart from conventional most-stolen-vehicle lists that rely on raw theft numbers, which tend to favor the most commonly encountered vehicles on the road.
Taking a slight detour, the HLDI’s comprehensive whole-vehicle theft report diverges from its standard theft report. The latter encompasses all theft claims, encompassing instances of stolen vehicle parts or items taken from vehicles. The former focuses specifically on whole-vehicle claims, examining the amounts disbursed for total losses under collision coverage in relation to payments tied to each theft claim. Instances where the payment aligns with the value anticipated for a total loss under collision coverage for a vehicle of the same age are categorized as whole-vehicle thefts.
Following the standard protocol of HLDI analyses, the results found within the all-encompassing whole-vehicle theft report have been meticulously adjusted to account for demographic and geographic variables, ensuring a thorough comprehension of the intricate landscape of theft.
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